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Shawna Laverne

Shawna Laverne

Hipster-friendly web guru. Infuriatingly humble coffee specialist. Certified social media specialist. Wannabe problem solver. Proud food fan. Lifelong social media junkie.

50 Author´s Posts
At what age can you no longer contribute to a roth ira?

At what age can you no longer contribute to a roth ira?

There's no age limit for opening a Roth IRA, but there are income and contribution limits that investors should be aware...

What rmds can be combined?

What rmds can be combined?

Mix of plan types to comply with RMDs. If you have several IRAs or 403 (b), s, you can combine the RMDs of the same type...

What are the main types of investments?

What are the main types of investments?

Stocks, also known as equities or shares, may be the most well-known and simplest type of investment. When you buy...

Is an ira better than a 401k?

Is an ira better than a 401k?

The 401 (k) is simply objectively better. Both 401 (k) plans and IRAs have valuable tax benefits, and you can contribute...

Can i contribute to a sep ira with passive income?

Can i contribute to a sep ira with passive income?

Passive income cannot be the basis for the contribution. It is common to mistakenly believe that contributions to...

Should i do roth ira or stocks?

Should i do roth ira or stocks?

Most people should start with a Roth IRA, but money can grow and you don't have to pay income or capital gains taxes if...

Is vgpmx a good investment?

Is vgpmx a good investment?

Overall, Vanguard Precious Metals & Mining (VGPMX) is ranked low on Zacks Mutual Fund and, together with its...

What is the greatest benefit to an ira?

What is the greatest benefit to an ira?

To help you, here's a guide to the main benefits of investing in an IRA and, in particular, traditional IRAs. The main...

Can i contribute to an ira if i'm 72?

Can i contribute to an ira if i'm 72?

You can start contributing to traditional, Roth and SIMPLE IRAs, as well as investing in an IRA in Gold, at any age. Only ...

Can i contribute to an ira while taking rmd?

Can i contribute to an ira while taking rmd?

This is because RMDs require you to withdraw only part of these accounts. By contributing to your IRA, you're effectively ...

What happens if you contribute to an ira and your income is too high?

What happens if you contribute to an ira and your income is too high?

If you exceed your income limits, you won't be able to contribute pre-tax funds to your account, but you'll still be able ...

What is the best etf for commodities?

What is the best etf for commodities?

The best commodity ETFs for November 20 The Bloomberg All Commodity ETF (BCD), the iShares GSCI Commodity Roll Strategy...

Do you have to pay taxes on ira after 65?

Do you have to pay taxes on ira after 65?

When you withdraw money, presumably after you retire, you don't pay taxes on the money you withdraw or on the profits you ...

Why might you invest in an ira rather than a 401k plan?

Why might you invest in an ira rather than a 401k plan?

An IRA not only gives you the ability to save even more, but it can also give you more investment options than you have...

What does your money do in an ira?

What does your money do in an ira?

A traditional IRA allows you to defer taxes now and pay them when you withdraw money for retirement. If you suspect...

What happened to vanguard precious metals?

What happened to vanguard precious metals?

In September, the fund will be renamed Vanguard Global Capital Cycles Fund. The Fund seeks the revaluation of capital in...

What happens if you sell stocks in an ira?

What happens if you sell stocks in an ira?

Sales and purchases of stocks, bonds, funds, ETFs or any other security made within an individual retirement account...

What happened to vanguard precious metals?

What happened to vanguard precious metals?

In September, the fund will be renamed Vanguard Global Capital Cycles Fund. The Fund seeks the revaluation of capital in...

Can you contribute to a sep while taking rmd?

Can you contribute to a sep while taking rmd?

Contribution Details SEP plan participants who continue to work after their 72nd birthday continue to receive the...

What is a self-directed account?

What is a self-directed account?

That means you're not limited to a limited selection of funds chosen by a financial advisor or your employer. Instead,...

Can a 72 year old contribute to a sep ira?

Can a 72 year old contribute to a sep ira?

Employers can contribute to your plan no matter how old you are. However, you should start taking RMD at age 72 or 70 or...

What is the maximum income limit to contribute to a ira?

What is the maximum income limit to contribute to a ira?

If lower, your taxable compensation for the year. You can contribute to a traditional IRA regardless of how much money...

Do you need to take an rmd from a sep ira?

Do you need to take an rmd from a sep ira?

Retirement plan participants and IRA account owners, including owners of IRA SEP and IRA SIMPLE, are responsible for...

Can i contribute to a 401k if i no longer work for the company?

Can i contribute to a 401k if i no longer work for the company?

If you leave your 401 (k) with your previous employer, you will no longer be allowed to make contributions to the plan....

Can you take money out of ira for real estate?

Can you take money out of ira for real estate?

The IRS offers an exception that allows you to withdraw funds from your IRA to finance the purchase of a home. This...

Who can make a contribution to a traditional ira?

Who can make a contribution to a traditional ira?

Generally, you (or your spouse) must have earned income to contribute to an IRA. If you (or your spouse) earn taxable...

What ira contributions can be contributed after 72?

What ira contributions can be contributed after 72?

When filing federal income taxes together with their spouse, people who have little or no eligible compensation can make...

What are the 4 types of investment?

What are the 4 types of investment?

There are four main types of investments, or asset classes, to choose from, each with different characteristics, risks...

Does vanguard sell silver?

Does vanguard sell silver?

Buying gold, silver, platinum or other precious metals is sometimes promoted as a way to hedge the risks of more...

IRA in Gold

IRA in Gold

This page will help you find information about the "IRA in Gold"and the top service providers in Gold IRA...

Are there any commodity etfs?

Are there any commodity etfs?

Commodity ETFs now exist in a range of products, from precious metals such as gold to oil and natural gas to agricultural ...

Can you sell a stock and buy it back in an ira?

Can you sell a stock and buy it back in an ira?

If you have an IRA, you can use IRA funds to buy, sell, and buy back shares in your retirement account as often as you...

What are the withdrawal rules for sep ira?

What are the withdrawal rules for sep ira?

SEP contributions and earnings are held in SEP IRA and can be withdrawn at any time, subject to general limitations...

Why is an ira better than a 401k?

Why is an ira better than a 401k?

IRAs offer a better choice of investments, including the option to invest in gold. With a 401 (k) plan, you'll only have...

Can you contribute to 401k after 72 if still working?

Can you contribute to 401k after 72 if still working?

If you're still working, you can contribute the full amount of your salary deferral to a Roth 401 (k), regardless of your ...

Can i contribute to a retirement account after i retire?

Can i contribute to a retirement account after i retire?

Yes, you can contribute to an IRA after you retire, but you'll need to have a certain amount of “earned income” to do ...

Can i make a non-deductible ira contribution and convert to roth?

Can i make a non-deductible ira contribution and convert to roth?

A non-deductible IRA can be converted to a Roth IRA, and even converted to a Roth IRA in Gold. So, the non-deductible IRA ...

Do you have to pay taxes on money you withdraw from an ira?

Do you have to pay taxes on money you withdraw from an ira?

Regardless of your age, you'll need to file a 1040 form and show the amount of the IRA withdrawal. Your Roth IRA...

Protect Your Retirement Savings with Gold IRA Rollovers

Protect Your Retirement Savings with Gold IRA Rollovers

Gold IRA Rollovers: How to Protect Your Retirement SavingsThe goal of saving for retirement has become an important...

Does rmd have to be taken out of each account?

Does rmd have to be taken out of each account?

You don't need to take an RMD separately from each IRA. If you have more than one defined contribution plan, you must...

Is there a 3x gold etf?

Is there a 3x gold etf?

However, investors should note that leveraged gold ETFs are not intended to track gold for long periods of time. Leverage ...

Can you contribute to a roth ira at age 75?

Can you contribute to a roth ira at age 75?

If you meet the requirements, qualified distributions are tax-free. You can make contributions to your Roth IRA after you ...